Redes Sociales

Finance your studies each academic term through the institution’s direct credit program and defer tuition payments over three months with no interest.

Pay your tuition using any debit card at our service desks or through the online payment portal available in the Academic Management System / My Finances section.

https://ister.academicok.com

Make credit card payments either as a one-time charge or in installments over 3 or 6 months with no interest through the online payment portal in the Academic Management System / My Finances section.

https://ister.academicok.com

Pagos con tarjeta de acuerdo a la siguiente tabla:

Finance up to 100% of your studies and begin repayment six months after graduation through Banco Pichincha’s student loan program, with a maximum term of five years.

Benefits:

• Preferential interest rate of 9%.
• Grace period of up to six months after completing your studies.
• Additional funding of up to USD 20,000 for living expenses (applicable to international programs only).
• Automatic debit payments.
• Early repayments and prepayments with no penalties.

Key Features:

• Loan Amount:
  Up to USD 25,000 with a personal guarantee.
  Up to USD 150,000 with a mortgage guarantee.
• Repayment term of up to 60 months after program completion.
• Full financing up to USD 80,000 for accredited programs.
• For amounts exceeding USD 80,000, 50% of the additional balance may be financed.
• Credit life insurance for the borrower and co-borrowers, and property insurance in the case of mortgage-backed loans.*
• Single disbursement for postgraduate programs of up to 24 months, and partial disbursements for undergraduate programs based on module (semester/year) completion or academic performance.

Requirements::

Self-Employed Applicants

• Copies of ID for the applicant and spouse (if married).
• Copy of tax identification (RUC).
• Income tax returns for the last three years.
• VAT returns for the last six months.
• Two original business trade references indicating purchase amounts and payment terms, issued on official letterhead or stamped (valid for 60 days).
• Property tax documentation if assets are owned (optional).
• Vehicle registration documents (if applicable), including proof of no outstanding debt where required.
• Complete and sign the loan application form.

Employed Applicants

• Copies of ID for the applicant and spouse (if married).
• Official income certificate, signed and stamped, indicating start date, position, and salary.
• Most recent payslip, signed and stamped.
• Income tax returns for the last three years (if salary is equal to or above USD 930).
• Property tax documentation if assets are owned.
• Vehicle registration documents, including proof of no outstanding debt where applicable.
• Complete and sign the loan application form.

View all requirements Requirements:

Student Loan Application Form TecRumiñahui

*Print, complete, and submit it at the branch of your choice.